Empowering your goals with flexible financing

Loans for
every need

Loans for every need.

Flexible loans designed to meet all your needs, from personal to business and much more.

Medical Equipment Loans

Equip Your Practice, Empower Your Patients

Axis Bank understands the importance of having the right medical equipment to provide top-notch care to your patients. Our specialised Medical Equipment Loans are designed to help doctors invest in the latest technology and tools without financial strain.

Features & Benefits

Loan amount ranging from a minimum of ₹10 lakhs to a maximum of ₹10 crores
Tenure starting 12 months up to 60 months (for loan amount <= ₹3 crores) and 84 months (for loan amount > ₹3 crores)
Margin – 20% of the total asset cost
Funding against the medical equipment purchased
Security – Hypothecation of the machinery purchased
Funding for refurbished equipment also available

Note – Homeopathic/Ayurvedic/Unani/Physiotherapists cannot be funded under this product.

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Business Loans

Fuel Your Medical Practice with Flexible Financing

We recognise the unique financial needs of medical professionals. Our Business Loans for doctors are designed to provide the financial support you need to expand or, modernise your medical practice. Whether you are looking to set up another clinic, upgrade your existing facilities, or manage working capital, we are here to assist!

Doctor Self-Employed Professional Program:

Collateral-free loan for business purposes, based on bank statements) or income documents
Financing available up to ₹75 lakhs
Higher tenure of 5 years specifically for doctors
Eligibility includes MBBS and higher degree
Minimum of 2 years of practice vintage

Doctor Degree Program

Loans offered to doctors holding an MBBS or higher degree with minimal documentation.
Loan amount up to ₹20 lakhs
Tenure up to 5 years
Minimum 3 years of practice vintage
Minimum 2 years in the current profession
Gross receipts of ₹5 lakhs and above

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Doctors Dropline Overdraft

Convenient Access to Funds

Doctor’s Dropline Overdraft is a specially designed facility that provides medical professionals with easy access to funds whenever needed. This flexible overdraft solution helps you manage cash flow, meet short-term financial requirements, or cover unexpected expenses.

Features & Benefits

Collateral-free loans ranging from ₹10 lakhs to ₹25 lakhs
Loans can be availed for a tenure of 24 to 60 months for MBBS & above and 24 to 48 months for dentists

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Home Loan

Your Dream Home is within Reach

Our specialised Home Loans for Doctors are designed to help you secure your dream home with flexible financing options, competitive interest rates, and a hassle-free application process.

Purpose of the Home Loan

Purchase of a house / flat
Takeover of an existing housing loan
Loan takeover with top-up
Purchase of a plot of land and Construction of a house thereon
Construction of a house on an owned plot of land
Extension, renovation, or repair of an owned house or flat
Top-up loan for existing Home Loan customers

Eligibility

Practicing doctors (minimum MBBS, BDS, MD, MS or higher) with minimum 3 years of work experience

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Personal Loans

Instant Loan for all your Dreams

Whether it’s for a vacation, large appliance purchase or an unexpected expense, our Personal Loans for doctors provide quick and convenient access to funds without any collateral.

Features & Benefits

Loan amount up to ₹40 lakhs.
Simple and easy online paperless processing
Low interest rate starting from 11% per annum*
Flexible loan tenure from 12 months to 84 months
Collateral-free loans

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T&C-

Policy and Credit conditions as applicable
*Pricing subject to change
Other bank conditions as applicable

Education Loans

Empowering your Medical Journey

At Axis Bank, we understand the dedication required to become a doctor. We are here to support your ambition with our specialised education loans tailored for medical students and professionals.

Features